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Whether you're a sole trader, contractor, freelancer, or running a small business in New Zealand, the financial side of things can feel confusing — especially when everything is still new. But the truth is, if you can answer three simple money questions, you'll have a solid handle on your business and avoid unexpected bills from IRD. 1. How much did I earn? This is every dollar that comes into your business — whether it's paid by bank transfer, card, cash, or through an onlin

If the word "bookkeeping" makes you want to close your laptop and grab a coffee — you're not alone. But here's the truth: bookkeeping is just a simple system that helps you answer money questions with confidence, not guesswork. It comes down to three small jobs. 1. Capture (record it) This step isn't about your bank account, not yet. A bank statement is just a list of numbers. Capture is the proof behind them. Every transaction needs a source document. Put simply, if money mo